jacey: (mad)
jacey ([personal profile] jacey) wrote2008-02-01 02:57 pm

Egg on Face

I just had a letter to say that Egg are cancelling my credit card because... well no good reason really, just a lot of waffle. So I immediately thought: Help, have I missed a payment? Do I owe them money? But when I logged in to my account the card balance is sitting on a resolute zero. I don't owe them money at all.

It seems they are cancelling my account because, having been taken over by Citibank, they have decided that I am not the type of customer they want. I can only think it's because I don't spend enough money on their card.

Now this really pisses me off, not because I need my credit card, I don't, (I barely use the thing except for a few convenience transactions), but because it seems that these days everyone wants me to exist on credit, to take out a loan, to spend more on yet another credit card.

What's wrong with living in the black?

[identity profile] del-c.livejournal.com 2008-02-01 03:42 pm (UTC)(link)
What's wrong with living in the black?

Well, from their point of view, lots.

[identity profile] birdsedge.livejournal.com 2008-02-01 04:03 pm (UTC)(link)
Yeah, but now they've lost any chance that I might go demented and put that secondhand Rolls Royce on my Egg Card.
julesjones: (Default)

[personal profile] julesjones 2008-02-01 04:51 pm (UTC)(link)
Indeed. People who don't spend much, and worse, pay it off every month, are not *profitable* enough.