jacey: (mad)
jacey ([personal profile] jacey) wrote2008-02-01 02:57 pm

Egg on Face

I just had a letter to say that Egg are cancelling my credit card because... well no good reason really, just a lot of waffle. So I immediately thought: Help, have I missed a payment? Do I owe them money? But when I logged in to my account the card balance is sitting on a resolute zero. I don't owe them money at all.

It seems they are cancelling my account because, having been taken over by Citibank, they have decided that I am not the type of customer they want. I can only think it's because I don't spend enough money on their card.

Now this really pisses me off, not because I need my credit card, I don't, (I barely use the thing except for a few convenience transactions), but because it seems that these days everyone wants me to exist on credit, to take out a loan, to spend more on yet another credit card.

What's wrong with living in the black?

[identity profile] maeve-the-red.livejournal.com 2008-02-02 09:21 pm (UTC)(link)
Listing to Radio 4 (as I do), I heard others with a similarly good (if unprofitable for the b*stard company) credit record who had also been dumped by Egg.

I believe that a fuss is being kicked up as we speak and I suspect it's something Citibank (who own Egg) will regret doing (no, I am *not* going to make the obvious quip here).

[identity profile] birdsedge.livejournal.com 2008-02-03 11:17 am (UTC)(link)
Yes, it seems I am one amongst thousands. Well neither Egg nor Citibank is currently on my Christmas Card list. And if either tries to offer me or mine any kind of banking in future they can go and take a long walk off a short pier.

I'm sorry for all those people who have been dumped who actually need and use their cards, but since I don't it's good riddance. One less account to think about.